There are a few different types of coverage you can purchase Insurance for RV. You can opt for liability only or a combination of both. Liability insurance can protect you from the costs of injuries and property damage, and underinsured/uninsured motorist coverage protects you from the financial burden of medical bills. Underinsured motorist coverage is mandatory in some states. In addition to liability insurance, you can also purchase medical payments coverage. Medical payments coverage can cover the costs of hospitalization and medications if you get into a car crash. This Camper insurance coverage is relatively inexpensive and can be added to your policy.